Compare Car Insurance Quotes & Save Big
Get connected with Canada's top auto insurance brokers who compare rates from 30+ insurers to find you the best coverage at the lowest price.
- Compare rates from 30+ insurers instantly
- Potential to save hundreds on your premiums
- Free service - brokers are paid by insurers
Get Your Free Car Insurance Quote
Takes less than 2 minutes. No obligation.
Understanding Car Insurance Coverage
Liability Coverage
Mandatory coverage that protects you if you cause an accident resulting in injury or property damage to others.
Collision Coverage
Optional coverage that pays for damage to your vehicle from a collision, regardless of who's at fault.
Comprehensive Coverage
Protects against non-collision damage like theft, vandalism, fire, and weather-related incidents.
Why Compare Car Insurance with Dollarwise?
Access to Exclusive Rates
Our partner brokers have access to rates from over 30 insurance companies, including exclusive deals not available to the public.
Expert Advice
Licensed insurance brokers help you understand coverage options and find the right policy for your needs and budget.
Save Time & Money
Instead of contacting multiple insurers individually, get all your quotes in one place and potentially save hundreds on your premiums.
No Hidden Fees
Our service is completely free. Brokers are compensated by insurance companies, not by you.
Car Insurance in Canada: A Complete Guide
How Car Insurance Works in Canada
Car insurance in Canada is mandatory in all provinces and territories. Each province has its own minimum coverage requirements and regulations. Insurance premiums are calculated based on factors including your driving record, age, location, vehicle type, and coverage levels.
Factors That Affect Your Car Insurance Rate
- Driving history and experience
- Age and gender (where applicable)
- Vehicle make, model, and year
- Your postal code and where you park
- Annual mileage and commute distance
- Previous insurance claims
- Credit score (in some provinces)
Tips to Lower Your Car Insurance Premiums
There are several ways to reduce your car insurance costs: increase your deductible, bundle multiple policies, maintain a clean driving record, take a defensive driving course, and most importantly - compare quotes from multiple insurers. Our brokers can help identify all available discounts you qualify for.
Provincial Differences in Car Insurance
Car insurance varies significantly by province. British Columbia, Saskatchewan, and Manitoba have government-run insurance programs, while other provinces rely on private insurers. Ontario typically has the highest rates due to high claims costs, while Quebec often has lower rates due to different coverage requirements.
Disclaimer: Dollarwise is a financial comparison service, not an insurance broker or insurer. We connect you with licensed insurance brokers who can provide quotes and advice. Final rates and coverage are determined by individual insurance companies based on your specific circumstances.
Ready to Save on Car Insurance?
Join thousands of Canadians who have found better rates through our service.
Get Your Free Quote Now